© Copyright Acquisition International 2025 - All Rights Reserved.

Article Image - What Exactly is Workers’ Compensation and How is it Paid Out?
Posted 11th August 2022

What Exactly is Workers’ Compensation and How is it Paid Out?

When you get injured in a workplace accident, it can be hard to keep getting up every day and attending to your duties normally. The good news is that you may be eligible to collect medical bills and lost wages if you suffer a workplace injury or illness, regardless of fault.

Mouse Scroll AnimationScroll to keep reading

Let us help promote your business to a wider following.

What Exactly is Workers’ Compensation and How is it Paid Out?
Building site

When you get injured in a workplace accident, it can be hard to keep getting up every day and attending to your duties normally.

The good news is that you may be eligible to collect medical bills and lost wages if you suffer a workplace injury or illness, regardless of fault. 

These benefits are often outlined under the workers’ compensation program. But what is it, and how do you collect the benefits you deserve? 

Here is everything you need to know about workers’ compensation, including how it works. 

 

What is Workers’ Compensation?

Workers’ compensation is a state-mandated insurance program that provides benefits to employees who are injured or become ill in the scope of their job.

Benefits offered under this program often include medical expenses, income replacement, and death benefits to the employee’s family. 

Before receiving workers’ comp benefits after an injury or illness, an employee must file a workers’ comp claim. In other words, they must prove that the injury or illness is related to their work.

If the employer or their insurer refuses to pay on-the-job injury claims, the case may go to trial for the judge to decide.

 

Filing a Workers’ Compensation Claim

If you’ve suffered an injury on the job, there are certain steps you need to take to file a successful workers’ compensation claim. These often include:

 
Get Medical Treatment

Visiting the doctor should be the first step if you have been involved in a workplace-related accident. Doing this helps start your road to recovery and obtain medical records to justify and quantify your claim. 

While you can see your own doctor after a workplace injury, it may not be the right thing to do based on your state laws. So, it is essential to see an approved doctor or physician in order to preserve your eligibility. 

 

Know What is Covered and What is Not Covered in a Workers’ Comp

Not all injuries or illnesses are covered under the workers’ compensation program. For an injury claim to be valid, it must have occurred in the scope of your job. 

However, your employer or their insurance company may not pay for injuries if they occur:

  • While you are engaged in personal errands
  • During horseplay or fighting
  • Due to alcohol or drug abuse
 
Report Your Injury

Another essential step is notifying your employer about your injury or illness as soon as possible. Most states require employees to report work-related injuries within 30 days from the date of the accident, but the earlier, the better. 

While you can still report your injury verbally, you should give your employer a detailed written notice. Also, requesting an accident injury report form from your employer is a good idea for easier follow-up. 

After reporting your injury or illness, your employer will file a report with their workers’ compensation insurance company which may cater for your medical expenses and lost wages.

 
Follow Up on Your Claim

While laws vary from state to state, your employer has the responsibility to file your workers’ compensation claim with their insurance company within 21 days after notifying them about your injury.

Once a claim has been filed, you will receive notification from the insurance company. 

You will then be assigned a case manager to work with throughout the process. Once your claim is approved, you will begin receiving benefits, including medical treatment and wage replacement.

 

What if Your Employer or Insurance Company Reject Your Workers’ Comp Claim?

Sometimes, employers or their insurance companies might deny valid on-the-job injury claims. If this happens, consult with a workers’ compensation lawyer promptly. 

An experienced lawyer will review your case to determine its strength and provide you with a way forward.

If they believe your employer has a case, they’ll help you file a workers’ compensation lawsuit and ensure you are not taken advantage of during court proceedings.

Categories: Legal, News


You Might Also Like
Read Full PostRead - Eye Icon
Understanding Plea Bargains: A Guide to Criminal Defense Strategies
News
29/08/2023Understanding Plea Bargains: A Guide to Criminal Defense Strategies

The term “plea bargain” is often a pivotal point during legal proceedings. Plea bargains are agreements between the prosecution and the defense in which the defendant agrees to plead guilty to certain charges in exchange for reduced charges or a li

Read Full PostRead - Eye Icon
Haversham Holdings acquire BCA Marketplace 1.8bn USD
M&A
01/04/2015Haversham Holdings acquire BCA Marketplace 1.8bn USD

Haversham Holdings said last Thursday that it had agreed to buy the British used car auctioneer and reseller BCA Marketplace in a cash and stock deal for £1.2 billion, or nearly $1.8 billion.

Read Full PostRead - Eye Icon
Next-Gen Shopping App Introduces Aisle Sat-Nav, Facial Age-Verification, Queue-Less and Till-Less Checkout To The High Street
Innovation
11/03/2020Next-Gen Shopping App Introduces Aisle Sat-Nav, Facial Age-Verification, Queue-Less and Till-Less Checkout To The High Street

Ubamarket is the only tech of its kind to increase purchases and secure more footfall for high street retailers. This is a much-needed solution amidst the decline of the UK retail industry following the rise of e-commerce, which has seen large quantities of cu

Read Full PostRead - Eye Icon
No More Gutter Cleaning
Innovation
04/09/2017No More Gutter Cleaning

No More Gutter Cleaning

Read Full PostRead - Eye Icon
‘Advice Gap’ Revealed as More Than Half of British Adults Fail to Seek Financial Help
Finance
26/03/2015‘Advice Gap’ Revealed as More Than Half of British Adults Fail to Seek Financial Help

A majority of British adults are falling through an 'advice gap' by not making use of financial advisers, according to new research from unbiased.co.uk and MetLife.

Read Full PostRead - Eye Icon
Revolutionizing Digital Healthcare Services: A Comprehensive Overview
News
23/10/2023Revolutionizing Digital Healthcare Services: A Comprehensive Overview

In the dynamic landscape of digital healthcare services, a pioneering company leads the charge in healthcare innovation. With a holistic approach to digital health, they offer a wide range of services, ensuring their clients have the necessary tools to th

Read Full PostRead - Eye Icon
How To Streamline Your Sales Engagement Process
Strategy
11/01/2023How To Streamline Your Sales Engagement Process

Every business organisation aims to improve its efficiency. Business growth and success majorly depend on the efficiency of processes. And one of them is sales engagement.   Apart from increasing efficiency, a streamlined sales engagement process enhances pro

Read Full PostRead - Eye Icon
The Path of Digital Transformation
Innovation
06/12/2016The Path of Digital Transformation

Mastech Digital is a digital technologies company providing IT staffing and project services.

Read Full PostRead - Eye Icon
CC McLays Completes Acquisition of TPSG Procurement
M&A
18/06/2024CC McLays Completes Acquisition of TPSG Procurement

CCS McLays has successfully acquired TPSG Procurement as it looks to strengthen its presence in the food and retail packaging sectors as part of its growth strategy.



Our Trusted Brands

Acquisition International is a flagship brand of AI Global Media. AI Global Media is a B2B enterprise and are committed to creating engaging content allowing businesses to market their services to a larger global audience. We have 14 unique brands, each of which serves a specific industry or region. Each brand covers the latest news in its sector and publishes a digital magazine and newsletter which is read by a global audience.

Arrow